Fully Insured - Level Funded - Self Insured - Captive Those who are large enough self-insure, and for small and mid-size companies a captive makes self-insuring possible. Our advisors will begin with learning your objectives, concerns and prior claims. We will analyze your cost-driven impacts such as prescription drugs costs. We will work with you to identify trends and develop a customized strategy to identify those costs while addressing compliance requirements. We work with you to make sure all compliance requirements are up to date. Regulatory Compliance, RXDc Reporting, ALE Calculation, ACA Affordability, Safe Harbor, Gag Clause, 2023 1094/1095 Reporting Requirements, Paid Family Leave Guide and more...
Get Answers to your Medicare questions Today! Many employees find transitioning to Medicare insurance can be confusing. We can help you through the complexities of Medicare and find the plan that fit your budget and needs. Medicare options offers comprehensive healthcare plans tailored to your specific needs, ensuring you have access to the care you deserve and allowing you to make informed decisions about your medical coverage.
Focus on your business, leave insuring it to us The process begins with an individual evaluation intended to identify critical issues that could increase your costs and threaten your organization. We then develop a multi-year Risk Mitigation Plan which is reviewed and modified at specific intervals. We represent many of the leading National Insurance carriers and work with Wholesale Brokerage Division with access to commercial, personal, marine and professional insurance products. E&S lines of insurance products include a wide variety of insurance coverages. Let us review your insurance options Today.
State-specific regulatory compliance and resources to help clients stay informed and compliant with current legislation.
The RxDC reporting is required for all group health plan sponsors, The reporting is based on a Calendar Year, with the report due annually by June 1st.
Employees are subject to a tax penalty if any full-time employee receives a premium tax credit or cost sharing reduction to purchase health coverage through a Health Insurance Exchange.
(ALEs) are required under the ACA to provide employees with affordable, minimum value coverage in order to not have penalties assessed.
Overview of employer reporting requirements, guidance for applicable large employers and coding tips for 1095 fillings.
With a captive insurance, the self-insurance risk is under control and we've saved almost $2M in less than 3 years.
We were facing a $1.2M renewal. We went with a captive instead and spent only $800,000.
Helping Our Clients Manage Their Risk Since 1992